Seeking medical insurance coverage when you are young is usually easy, but when you reach the elder years it becomes more difficult. The Noridian Administration has been selected as the contractor for Arizona Medicare policies by the Center of Medicare and Medicaid Services. Arizona Medicare is made available to those who are sixty five years of age and older and to those who are disabled. Once you apply you will be presented with a Medicare card to verify your enrollment. There are a wide variety of providers and facilities that accept Medicare. Each facility must abide by the nationally set Medicare guidelines.
Arizona offers both Medicare Part A and Medicare Part B plans. Medicare Part A provides patients with insurance coverage for services rendered at either a hospital or health care facility. While the plan covers a majority of the fees, the enrollee usually has to pay a yearly deductible or coinsurance. Obtaining Medicare Part B is recommended as well, because it provides coverage for visits to the doctor and medical suppliers. Most enrollees with Medicare Part B will have a monthly premium for their coverage. The amount of the premium is determined by you and/or your household income.
Neither Medicare Part A nor Part B provides coverage for prescriptions. However, you may find it beneficial to enroll in one of Arizona’s Medicare Part D Prescription Drugs Benefits Programs. This program will lower your out of pocket expenses when it comes to your prescription purchases. If you find that some of the medical services you need are not covered by Medicare, it would be a good idea to purchase a Medicare supplementary policy. Check with your local Arizona Department of Insurance for further assistance with your Medicare enrollment and policy information.
*You may be able to get extra help to pay for your prescription drug premiums and costs. To see if you qualify for getting extra help, call:
- 1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 1-877-486-2048, 24 hours a day/7 days a week;
- The Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY/TDD users should call, 1-800-325-0778; or Your State Medicaid Office.